SME Relationship Manager Jobs in Mutual Trust Bank: Apply Online

By এডিটোরিয়াল টিম On Apr 23, 2026

Full Time
Dhaka
Posted 2 days ago

Website Mutual Trust Bank PLC

Mutual Trust Bank Job Circular 2026: Do you want to build your career with the renowned ‘Mutual Trust Bank PLC’? They have published a new job circular to recruit for SME Relationship Manager Jobs (Emerging Segment). This crucial role focuses on acquiring SME loans, preparing credit proposals, and ensuring top-tier portfolio quality. It is a brilliant opportunity for experienced professionals seeking impactful SME Relationship Manager Jobs in the private commercial banking sector.

Table of Contents

Mutual Trust Bank Job Circular 2026

We have carefully organized all the critical details for these SME Relationship Manager Jobs below. For professionals actively exploring top-tier SME Relationship Manager Jobs and prestigious MTB Career 2026 opportunities, this role offers a structured, highly dynamic corporate environment across multiple key business districts (Dhaka, Jashore, Narayanganj, Rajshahi). Furthermore, it provides the exceptional platform to handle both collateral-free and collateral-backed SME credit facilities.

Whether you have recently completed your advanced credit analysis training or are seeking portfolio management courses, landing one of these SME Relationship Manager Jobs is a phenomenal stepping stone in corporate banking. Please review the specific 5-year experience requirement and academic background expectations carefully. To stand out among applicants competing for SME Relationship Manager Jobs, we highly recommend focusing on comprehensive SME credit proposal preparation before you submit your online application.

Mutual Trust Bank PLC (MTB) সংক্ষিপ্ত পরিচিতি

মিউচুয়াল ট্রাস্ট ব্যাংক পিএলসি (MTB) বাংলাদেশের একটি অন্যতম শীর্ষস্থানীয় এবং আধুনিক বেসরকারি বাণিজ্যিক ব্যাংক। দেশের ক্ষুদ্র ও মাঝারি শিল্প (SME) খাতের উন্নয়নে ব্যাংকটি দীর্ঘকাল ধরে কাজ করে আসছে। ব্যাংকের এসএমই (SME) বিভাগের ‘ইমার্জিং সেগমেন্ট’-এর ব্যবসায়িক প্রবৃদ্ধি এবং পোর্টফোলিও পরিচালনার জন্য তারা এমন দক্ষ ও অভিজ্ঞ ব্যাংকার খুঁজছে, যারা SME Relationship Manager Jobs-এর দায়িত্ব নিয়ে ক্রেডিট প্রপোজাল তৈরি, ঋণ বিতরণ এবং ক্লায়েন্ট রিলেশনশিপ ম্যানেজমেন্টের মাধ্যমে ব্যাংকের ব্যবসায়িক লক্ষ্যমাত্রা অর্জনে সরাসরি অবদান রাখতে পারবেন।

SME Relationship Manager Jobs Key Information

Field	Information
Company Name	Mutual Trust Bank PLC
Department	SME Banking (Emerging Segment)
Position Name	SME Relationship Manager
Vacancy	Not Specified
Location	Dhaka, Jashore, Narayanganj, Rajshahi
Job Type	Full Time
Experience	At least 5 years
Application Deadline	25 Apr 2026

SPECIAL NOTE: Mutual Trust Bank PLC maintains a completely transparent, merit-based corporate recruitment policy. No third division/class or equivalent CGPA is allowed at any stage of the academic career. Any kind of persuasion will lead to immediate disqualification.

Key Responsibilities

As you pursue these SME Relationship Manager Jobs, your key responsibilities will include:

Portfolio Management: Actively manage, monitor, and grow the existing SME loan portfolio of the assigned branch.
Loan Processing: Securely acquire and process both collateral-free and collateral-backed SME loans tailored to client needs.
Proposal Preparation: Meticulously prepare comprehensive credit proposals, including complex composite facilities for business clients.
Payment Monitoring: Continuously monitor the timely repayment behavior of clients to ensure optimal portfolio quality and prevent defaults.
Target Achievement: Strictly achieve and strive to exceed the assigned business budgets and SME mobilization targets.
Foreign Trade Handling: Manage and support various SME-related foreign trade business operations (Import/Export LCs).
Disbursement Documentation: Accurately prepare and ensure 100% proper documentation compliance prior to any loan disbursement.

Required Qualifications

To be considered for these highly competitive SME Relationship Manager Jobs, you must meet the following criteria:

Education: Bachelor’s degree in any discipline from a UGC-approved university. (Strict Rule: No third division/class or equivalent CGPA is allowed at any stage of the academic career).
Experience: At least 5 years of proven experience in the banking sector, specifically in SME portfolio management and business development.
Core Expertise: A remarkably strong understanding of SME banking products, market dynamics, and credit processes.
Preferred Knowledge: Practical knowledge of foreign trade operations will be considered a significant advantage.
Soft Skills: Excellent communication and relationship management skills. High ability to work under pressure and strictly meet business targets.
Special Request: Applicants are highly encouraged to submit a Video CV.

Compensation & Other Benefits

Salary: Candidates securing these SME Relationship Manager Jobs will receive a highly competitive and negotiable corporate salary package based on their SME credit expertise.
Corporate Benefits: Attractive benefits strictly as per MTB’s internal Human Resources Policy.

Quick Application Checklist

Check Academic Records: Ensure your resume highlights your CGPA for all degrees, proving you have no 3rd class division in your academic history.
Highlight SME Portfolio: Explicitly detail your 5+ years of experience. Include numbers (e.g., “Managed an SME portfolio worth BDT X Crore”).
Showcase Foreign Trade & Credit: Mention your expertise in preparing credit proposals and handling SME foreign trade operations.
Prepare a Video CV: Since MTB encourages it, record a short, professional Video CV summarizing your SME business development achievements and credit assessment skills.

How to Apply for SME Relationship Manager Jobs

Application Procedure

Interested banking professionals must apply strictly online via the official Bdjobs portal.
Update your profile with your latest loan processing achievements, target achievement percentages, and foreign trade knowledge.
If providing a Video CV link, ensure it is professional and the link is publicly accessible (e.g., Unlisted YouTube link).
Finally, submit your application for the SME Relationship Manager Jobs strictly before the fast-approaching deadline on 25 Apr 2026.

Job Exam & Interview Tips for SME Relationship Manager Jobs

Credit Assessment (5 Cs): The interview board will heavily test your credit risk judgment. Be prepared to explain how you assess the Character, Capacity, Capital, Collateral, and Conditions of a new SME borrower.
Handling Bad Loans: Prepare for situational questions like: “If an emerging SME client starts defaulting on their payments due to market inflation, what immediate steps would you take to recover the funds and monitor the payment?”
Composite Facilities & Trade: Brush up on how to structure a composite facility (working capital + term loan + LC limits) for a manufacturing SME client involved in foreign trade.

Sample Cover Letter for SME Relationship Manager Jobs

Date: April 24, 2026

To,

The Human Resources Division,

Mutual Trust Bank PLC,

MTB Centre, 26 Gulshan Avenue, Plot 5, Block SE (D), Gulshan 1, Dhaka 1212.

Subject: Application for the Position of SME Relationship Manager – Emerging Segment.

Dear Hiring Manager,

I am writing to express my strong interest in the SME Relationship Manager Jobs currently available within the Emerging Segment of Mutual Trust Bank PLC. As a dedicated banking professional with a Bachelor’s degree (with a consistent first-class academic record) and over 6 years of specialized experience in SME credit and portfolio management, I am eager to drive business growth at your esteemed institution.

Throughout my banking career, I have successfully managed extensive SME portfolios, consistently exceeding assigned business targets while maintaining excellent asset quality. I am highly adept at evaluating creditworthiness, processing collateral-free and collateral-backed loans, and meticulously preparing composite credit proposals. Furthermore, my solid understanding of foreign trade operations allows me to provide comprehensive banking solutions to import/export-oriented SMEs. My strong relationship management skills enable me to retain high-value clients and ensure timely repayment behaviors.

I am eager to leverage my robust business development strategies and credit risk expertise to support MTB’s expanding SME operations across your targeted regions. I have submitted my online application and Video CV for your review. Thank you for your time and consideration.

Sincerely,

[Your Name]

[Your Phone Number]

[Your LinkedIn Profile Link]

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